personal finance – Fusion Nepal

Business Mashable Shopping personal finance taxes Tech

Doing your own taxes? Here are the best tax software options for freelancers.

sudshr47 March 27, 2019

Freelancing isn’t all sweatpants and snooze buttons.

Well, sometimes it is. But most of the time, it’s cabin fever, caffeine withdrawal, fickle cash flows, and fierce competition for clients.

When you boil it down, being your own boss is really hard work — and no time is that more apparent than during tax season.

Compared to those with a typical 9-to-5 job or even small business owners, freelancers and self-employed workers face a unique set of challenges in terms of filing an annual income tax return. For one thing, you need to maintain thorough records of all your business-related expenses throughout the year so that you’re organized once it’s time to start prepping your return. You’re also responsible for completing relevant paperwork on your own while hoping-slash-praying that you haven’t missed any deductions or tax breaks. Perhaps most frustratingly, you then have to cough up the year’s worth of taxes all at once because the money wasn’t automatically deducted from your paychecks. Read more…

More about Business, Personal Finance, Taxes, Mashable Shopping, and Tech

Business Mashable Shopping personal finance Sex And Relationships Watercooler

Use credit card rewards to help your love life — here’s how to do it

sudshr47 March 19, 2019

Match and eharmony may have changed how 21st century couples meet, but a healthy love life still depends on spending time together. The thing is though, these dates often cost money. And when you’re on a budget, or simply looking to up your date night game, the right credit card can give you a much-needed boost.

What credit card is the best for your love life? It all depends on your goals. Looking to earn rewards for a night on the town? There’s a credit card for that. Want to book a romantic getaway using hotel points or miles? You can find a credit card for that, too. Credit cards even offer perks that can help you book impossible dinner reservations or exclusive experiences. Read more…

More about Business, Personal Finance, Sex And Relationships, Mashable Shopping, and Watercooler

Budgeting Mashable Shopping personal finance Quicken Shopping Bestbuy

Quicken Deluxe on sale for 50% off at Best Buy

sudshr47 March 18, 2019

So, you’ve done your taxes and now you’ve got budgeting on your mind. If you got a big refund and you don’t know the best use for it or you ended up owing more than you planned, it doesn’t hurt to invest in a budgeting tool.

Quicken Deluxe helps you create a customized budget and manage your money, and today you can snag it for just $24.99 at Best Buy. Quicken’s official site has the software listed for 40% off, but Best Buy has a better deal at 50% off.

With Quicken Deluxe you’re able to import your checking and credit card bank transactions safely and automatically, making it easy to see where your money is going. Transactions are automatically categorized to make budgeting simpler. Import your loan, investment, and retirement accounts for an even fuller picture of your money situation — plus, Quicken even shows you how to pay off loans faster and save money by tracking principal and interest payments. Read more…

More about Personal Finance, Budgeting, Quicken, Mashable Shopping, and Shopping Bestbuy

affirm Artificial Intelligence credit credit card debt e-commerce finance Financing loans Max Levchin Millennials money Payments personal finance Retailers TC Walmart walmart.com

Affirm’s latest partnership brings its alternative financing to Walmart’s U.S. stores and website

sudshr47 February 27, 2019

Financial technology company Affirm, which offers consumers an alternative to cash and credit when paying for large purchases, has scored a notable new partner: Walmart. The companies announced this morning that Affirm’s financing options would be made available in over 4,000 Walmart Supercenters across the U.S., and will roll out to Walmart.com in the weeks […]

Coffee Culture Millennials money personal finance

Millennial spending habits are being questioned (again) and the internet isn’t here for it

sudshr47 February 20, 2019

Another day, another headline about millennial spending. Sigh.
This time, a study by Barclays looked into generational spending habits found that millennials spend more than £3,300 each year on coffee, food, going out, and clothes.
S…

Apps And Software Mashable Shopping Millennials personal finance Tech

How to save money: A step-by-step guide for millennials

sudshr47 February 16, 2019

Put down the latte and listen up: If you’re like the millions of Americans living paycheck to paycheck, saving money needs to be on the top of your to-do list. Like, stat.

Understanding personal finance can be intimidating. You know how much money you make and you’re trying to save a little bit here and there, but the reality of mounting student loan bills and other living expenses can weigh heavily on millennials — which is why it’s difficult to think of the bigger picture.

Listen: a personal finance app (or two or three) can be your best friend in terms of getting smarter about how you save — and spend — your money. (We recommending starting with YNAB, but more on that later.) Read more…

More about Personal Finance, Millennials, Apps And Software, Mashable Shopping, and Tech

Apps And Software Mashable Shopping money personal finance Shopping Stackcommerce

This service could finally make you ‘good with money’

sudshr47 November 3, 2018

Like exercising regularly or refraining from hitting the snooze button seven times each morning, managing (and inevitably saving) money is one of those things we know we should do but don’t. Numbers are confusing, right? And who would want …

Accel Partners Bank credit credit card credit score debt economy finance money personal finance riverpark ventures silicon valley bank TC valar ventures

Petal’s no-fee credit card for the credit score-less is now open to the public

sudshr47 October 2, 2018

Petal, the startup credit card company that’s offering a no-fee credit line to people without a credit history, is now publicly available. Launched earlier this year by co-founders Jason Gross, Andrew Endicott, Andrew Ehrich, and Jake Arenas, Petal has received a $34 million credit facility from Jeffries and Silicon Valley Bank to bring its consumer […]

alibaba America Ant Financial Asia Canada China credit score credit scoring economy equifax Federal Bureau of Investigation finance general counsel personal finance Security TC the wall street journal United States Wall Street Journal

Alibaba’s Ant Financial denies stealing from Equifax

sudshr47 September 13, 2018

Ant Financial has denied claims that it covertly raided Equifax — the U.S. credit firm that was hit by a hack last year — to grab information, including code, confidential data and documents to help recruit staff for its own credit scoring service. The Alibaba affiliate, which is valued at over $100 billion, launched Sesame […]

Banking Barry Diller blend finance IAC lendingtree M&A personal finance TC

LendingTree is the secret success story of fintech

sudshr47 September 9, 2018

For all of the excitement centered around fintech over the past half-decade, most venture-backed fintech companies struggle to acclimate to public markets. LendingClub and OnDeck have plummeted since their late 2014 IPOs after several years of darling status in the private markets. GreenSky, which went public in May of this year, has been unable to […]

Mashable Shopping Online Learning personal finance Shopping Solo Shopping Stackcommerce

Get financial advice from experts with this collection of online classes

sudshr47 August 22, 2018

Getting your finances in order is not easy. Not at all. Between a mortgage/rent, car payments, student loans, credit card debt, and impulsive purchases here and there, merely looking at your bank account may make you want to curl up in a corner, cry,…

Apps credit Credit Karma credit score economy Exit finance Millennials money personal finance

Credit Karma acquires mortgage platform Approved

sudshr47 August 16, 2018 Startups

Credit Karma, the service best known for providing free credit score monitoring and other financial advice (mostly to millennials), is getting into the mortgage business. The company today announced that it has acquired Approved, a mortgage platform that brings modern technology to a process that even today often still involves faxing documents back and forth. The […]